Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15478 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SuiLend: Closely monitoring the massive losses at Stream Finance, and has contacted Elixir to request loan repayment.

SuiLend: Closely monitoring the massive losses at Stream Finance, and has contacted Elixir to request loan repayment.

PANews reported on November 4 that Sui ecosystem lending protocol Suilend posted on the X platform that it is closely monitoring the massive losses of Stream Finance. It is understood that the largest single risk exposure of its $93 million loss is Elixir's deUSD, in which the protocol lent $68 million USDC to Stream, accounting for about 65% of the total deUSD reserves. SuiLend added that deposits and withdrawals to the Elixir marketplace on its platform are currently suspended, and the company has contacted the Elixir team to request loan repayments. SuiLend's other lending marketplaces remain unaffected and safe. According to previous reports , analysts said that Stream Finance's $93 million loss could result in a risk exposure of more than $285 million.

Author: PANews
Why the Crypto Market Is Down Today and the Best Crypto to Buy Now: $PEPENODE

Why the Crypto Market Is Down Today and the Best Crypto to Buy Now: $PEPENODE

What to Know: The crypto market fell sharply in early November after long-term holders sold $44B in Bitcoin, while ETFs absorbed just $4B in inflows. From Samourai Wallet’s alleged xpub logging to Iran’s mining raids and Stream Finance’s $93M loss, causing its stablecoin depegging, fear is widespread. Despite bearish momentum and weak sentiment, Bitcoin remains above $100K, and November has historically delivered the strongest monthly returns (+42.11% on average) Presales like $PEPENODE stand out as stable entry points amid volatility, offering incremental price stages, high staking yields, and a gamified ecosystem built around virtual mining and meme culture. The crypto market just faced its roughest start to November in a long time. The total crypto market cap is down to $3.46T, after being as high as $4.3T at the start of October. $BTC is down around 6% this week and $ETH is struggling to hold $3.5K. The picture is bleak. A turbulent October, which didn’t go the way traders wanted, saw long-term holders of Bitcoin offload roughly $44B $BTC, while ETFs and digital asset trusts (DATs) absorbed only about $4B in net inflows. For the first time in seven years, October wasn’t ‘Uptober’ and instead, ended red for Bitcoin. Much of the current drawdown is stemming from a cluster of confidence shocks. Samourai Wallet sentencing hit the privacy meta hard. Prosecutors are seeking five-year prison terms for its founders for laundering over $237M in funds. This sets a chilling precedent for developers. But they also revealed that the wallet allegedly logged users’ xpubs on its servers. If true, a tool marketed for privacy was actually tracking user data. This would be a huge blow to trust in non-custodial wallets and truly put into question ‘privacy’ in crypto. Then came the Iranian crackdown on mining. According to data, 95% of Iran’s crypto miners are operating illegally and putting a massive strain on the country’s power grid. So, authorities dismantled over 100 mining farms and seized 1.4K machines. This naturally sparked fresh FUD around global mining stability. Finally, Stream Finance’s $93M DeFi loss caused its stablecoin $XUSD to depeg. This naturally caused a lot of suspicion and anger amongst crypto users. Technicals mirror the panic. Bitcoin’s RSI is deep in oversold territory, and bearish MACD points to weak short-term momentum. Yet despite all this fear, $BTC has held above $100K (so far). History favors patience: November has delivered an average +42.11% return for Bitcoin since 2013. This is actually the highest average return of any month on the calendar year. So traders remain hopeful. Which brings us to where smart money is looking for the best crypto to buy – presale projects like PepeNode ($PEPENODE), where utility, yield, and meme culture collide just as the market readies for its next move. The Bigger Picture – Fear vs Fundamentals Most market drops start with panic, not fundamentals. What looks like a collapse is actually just a sentiment reset after overheated months. Traders are just concerned that stocks and gold have been ripping all-time highs in October, while crypto lagged. On-chain data still looks positive. Whales are accumulating through OTC desks, while ETF inflows remain steady (even if they’re smaller than in summer). Exchange balances are at multi-year lows, meaning long-term holders are still locking coins away. So structurally, the market looks quite strong. It’s just that the confidence is weaker than ever. But that creates opportunity. Capital rotates into presales because they move in structured price stages, increasing incrementally instead of swinging with market sentiment. That steady progression gives investors a clearer entry point, even when broader markets are red. One standout example is PepeNode ($PEPENODE), a utility-based meme ecosystem blending DeFi yield mechanics with a game-style mining experience. PepeNode ($PEPENODE) – Turning Meme Coins into a Virtual Mining Game PepeNode ($PEPENODE) is the first mine-to-earn meme coin built on Ethereum. Instead of relying on power-hungry GPUs or ASIC rigs, it introduces virtual mining through digital nodes that generate yield based on how you build and optimize your setup. Every user will begin with a virtual server room. This is essentially an empty space waiting to be filled with Minder Nodes. You can buy, upgrade, or sell your nodes at any time, fine-tuning your layout to boost output and maximize your earnings. Everything runs inside an interactive, gamified environment that rewards strategy and participation. Leaderboards track top miners, and high performers earn bonus rewards in trending crypto coins like $PEPE. It’s part mining simulator, part yield engine, and even part social competition. And that’s resonating with investors. So far, the project has raised over $2M+ in its presale, with tokens priced at $0.0011317 and staking rewards of over 629% on offer. Our PepeNode price prediction believes $0.0077 is possible in 2026. That’s almost a 6x from today’s price. 🔍 Discover how to buy PepeNode in our easy step-by-step guide. $PEPENODE is a fresh take on meme coins. In a market craving new forms of utility, this balance between fun and function may prove to be its real strength. ⛏️💎 Join the PepeNode presale today and start mining for rewards. This article is not financial advice. Crypto and presales carry inherent risks. Please do your own research (DYOR) and never invest more than you are willing to lose. Authored by Aaron Walker, NewsBTC — www.newsbtc.com/news/analysis-why-crypto-market-is-down-best-crypto-to-buy-pepenode

Author: NewsBTC
RLUSD stablecoin tops $1B market cap as Ripple accelerates listings

RLUSD stablecoin tops $1B market cap as Ripple accelerates listings

The RLUSD stablecoin has crossed a major milestone on the XRP Ledger, gaining significant circulation and institutional interest.

Author: The Cryptonomist
NZD/USD drops to seven-month low on weak China data, hawkish Fed

NZD/USD drops to seven-month low on weak China data, hawkish Fed

The post NZD/USD drops to seven-month low on weak China data, hawkish Fed appeared on BitcoinEthereumNews.com. NZD/USD weakens on Tuesday, trading around 0.5660 at the time of writing, down 0.80% for the day and reaching its lowest level in seven months earlier. The New Zealand Dollar (NZD) is under pressure amid signs of cooling momentum in China’s manufacturing sector, a key export market for New Zealand, and a more hawkish tone from the Federal Reserve (Fed). Data released Monday showed that China’s Manufacturing Purchasing Managers’ Index (PMI) fell to 50.6 in October, down from 51.2 in September and below expectations of 50.9. The weaker reading signals a loss of industrial momentum and weighs on growth-linked currencies such as the Kiwi. Meanwhile, the Fed delivered its second rate cut of the year last week, lowering the federal funds rate to a range of 3.75%-4.00%. However, Fed Chair Jerome Powell stated that an additional reduction at the December meeting “is not a foregone conclusion,” a remark perceived as hawkish by investors. Market expectations for another cut have dropped from around 93% to 70%, according to the CME FedWatch tool, lending support to the US Dollar (USD). At the same time, the US government shutdown, now entering its sixth week, continues to weigh on overall sentiment. The prolonged budget stalemate between Republicans and Democrats raises concerns about economic disruption, though the US Dollar remains firm, bolstered by the Fed’s cautious stance and continued signs of weakness in domestic manufacturing activity. October’s Institute for Supply Management’s (ISM) Manufacturing PMI declined to 48.7, marking the eighth consecutive month of contraction. Markets now turn their attention to upcoming New Zealand labor market data and PMI figures due later in the day for fresh guidance on the pair’s near-term direction. New Zealand Dollar Price Today The table below shows the percentage change of New Zealand Dollar (NZD) against listed major currencies today. New…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalysts As Phase 6 Nears Sell Out

Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalysts As Phase 6 Nears Sell Out

Investors have closely followed Mutuum Finance (MUTM) as Phase 6 of its presale reaches 85% sold at $0.035 per token, raising $18,400,000 and attracting 17,700 holders since inception. The token has climbed 250% from its $0.01 Phase 1 entry, following a structured rollout that rewards consistency with fixed allocations per stage. As the DeFi crypto [...] The post Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalysts As Phase 6 Nears Sell Out appeared first on Blockonomi.

Author: Blockonomi
Bitcoin lending platform Lava announced it has raised $200 million in new funding through venture capital and debt financing.

Bitcoin lending platform Lava announced it has raised $200 million in new funding through venture capital and debt financing.

PANews reported on November 4th that Bitcoin lending platform Lava announced it has raised an additional $200 million to build its suite of Bitcoin financial instruments. The funding comes from global capital partners, including venture capital and debt financing, with angel investors Anthony Pompliano and Eric Jackson joining the round. Previously, on October 2nd, it was reported that Bitcoin lending platform Lava completed a $17.5 million funding round and launched a dollar-yield product, with former Visa and Block executives participating in the investment .

Author: PANews
BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon

BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon

BitcoinWorld BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon The world of digital assets is buzzing with anticipation. BlackRock, a titan in global asset management, is reportedly on the cusp of launching a Bitcoin ETF in Australia. This significant development, as reported by SolidIntel on X, anticipates a mid-November launch, potentially reshaping how Australian investors access the leading cryptocurrency. For many, this marks a pivotal moment, blending traditional finance with the innovative world of digital assets. What Does BlackRock’s Bitcoin ETF Australia Offer Investors? An Exchange Traded Fund (ETF) is an investment fund traded on stock exchanges, much like stocks. A Bitcoin ETF, specifically, allows investors to gain exposure to Bitcoin’s price movements without directly owning the cryptocurrency. This makes investing simpler and more accessible. The introduction of a BlackRock Bitcoin ETF Australia brings several compelling benefits: Enhanced Accessibility: Investors can buy and sell shares of the ETF through their existing brokerage accounts, just like any other stock. This removes the complexities of setting up crypto wallets or dealing with exchanges. Regulatory Oversight: ETFs operate within established regulatory frameworks, offering a layer of protection and familiarity for traditional investors. This can build greater confidence in the crypto market. Institutional Backing: BlackRock’s involvement lends immense credibility. As the world’s largest asset manager, their entry into the Australian market signifies growing institutional acceptance of Bitcoin as a legitimate asset class. This move by BlackRock could open doors for a new wave of investors who have been hesitant to enter the cryptocurrency space due to perceived risks or technical barriers. Why is Australia a Key Market for Bitcoin ETFs? Australia has shown increasing interest and adoption in the cryptocurrency space. Its progressive approach to digital asset regulation, coupled with a robust financial market, makes it an attractive destination for such innovative financial products. The country’s financial landscape is ripe for products that bridge the gap between traditional investment vehicles and emerging digital assets. While the United States recently saw the launch of spot Bitcoin ETFs, Australia has been cautiously exploring similar avenues. BlackRock’s decision to target the Australian market underscores the region’s potential and readiness for more sophisticated crypto investment products. This launch could set a precedent for other global asset managers looking to expand their digital asset offerings internationally. For investors down under, the availability of a BlackRock Bitcoin ETF Australia means they can diversify their portfolios with Bitcoin exposure through a trusted, regulated channel. This is particularly appealing for superannuation funds and other institutional investors seeking compliant ways to allocate capital to digital assets. Navigating the Future: Potential Impacts and Considerations The arrival of a major player like BlackRock with a Bitcoin ETF is expected to have several ripple effects. It could lead to increased market liquidity for Bitcoin, as more capital flows into the asset through the ETF mechanism. Investor confidence may also receive a significant boost, encouraging broader adoption and potentially stabilizing price volatility over the long term. However, investors should always consider the inherent volatility of Bitcoin itself. While the ETF structure provides a regulated wrapper, the underlying asset’s price can still fluctuate significantly. It is crucial to conduct thorough due diligence and understand your risk tolerance before investing. Key Considerations for Investors: Market Volatility: Bitcoin’s price can be unpredictable. Regulatory Landscape: Keep an eye on evolving regulations in Australia and globally. Investment Goals: Ensure the ETF aligns with your personal financial objectives. The launch of the BlackRock Bitcoin ETF Australia represents a significant milestone, not just for Australia but for the global crypto market. It signals a growing convergence of traditional finance and digital assets, paving the way for future innovations. Conclusion: A New Era for Australian Crypto Investment The impending launch of BlackRock’s Bitcoin ETF in Australia is a testament to the increasing mainstream acceptance of cryptocurrency. It offers a regulated, accessible, and institutionally-backed pathway for Australian investors to engage with Bitcoin. This development is poised to enhance market liquidity, boost investor confidence, and further solidify Bitcoin’s position as a legitimate investment asset. As we move towards mid-November, all eyes will be on Australia’s financial landscape, anticipating the impact of this exciting new offering. Frequently Asked Questions (FAQs) 1. What is an Exchange Traded Fund (ETF)? An ETF is an investment fund that holds assets like stocks, bonds, or commodities, and trades on stock exchanges like regular stocks. It allows investors to gain exposure to a basket of assets or a single asset (like Bitcoin) without directly owning them. 2. When is the BlackRock Bitcoin ETF expected to launch in Australia? According to reports from SolidIntel, the launch of the BlackRock Bitcoin ETF in Australia is anticipated for mid-November. 3. Who is BlackRock? BlackRock is the world’s largest asset manager, overseeing trillions of dollars in assets. It offers a wide range of investment products and services to institutional and retail clients globally. 4. What are the primary benefits of investing in a Bitcoin ETF? The main benefits include easier access to Bitcoin exposure through traditional brokerage accounts, regulatory oversight, and the credibility offered by a major financial institution like BlackRock managing the fund. 5. Are there risks associated with Bitcoin ETFs? Yes, while the ETF structure itself is regulated, the underlying asset (Bitcoin) is known for its price volatility. Investors should be aware of market fluctuations and conduct due diligence before investing. If you found this article insightful, please consider sharing it with your network! Help us spread the word about the exciting developments in the world of cryptocurrency investment. To learn more about the latest Bitcoin trends, explore our article on key developments shaping Bitcoin institutional adoption. This post BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon first appeared on BitcoinWorld.

Author: Coinstats
Missed PEPE’s 1250% Rally? Analysts Say This Token Could Be the Next Top Crypto

Missed PEPE’s 1250% Rally? Analysts Say This Token Could Be the Next Top Crypto

The post Missed PEPE’s 1250% Rally? Analysts Say This Token Could Be the Next Top Crypto appeared first on Coinpedia Fintech News If you missed the massive run in Pepecoin (PEPE), you’re hardly alone. In April 2023 the viral meme coin took off and climbed more than 1,000% in a few months. But now many analysts believe it may be too late to capture a similar breakout. A new contender has emerged: Mutuum Finance (MUTM), a fresh …

Author: CoinPedia
Top 3 Best Crypto Presales of 2025: Mono Protocol ($MONO) Offers Up to 200% Bonus and Massive Presale Opportunity

Top 3 Best Crypto Presales of 2025: Mono Protocol ($MONO) Offers Up to 200% Bonus and Massive Presale Opportunity

Discover the top 3 best crypto presales of 2025, including Mono Protocol’s new crypto presale offering up to 200% bonuses and real blockchain utility in Web3 and DeFi.

Author: Blockchainreporter
Apex Fusion Brings Native USDC Liquidity to Cardano via Stargate

Apex Fusion Brings Native USDC Liquidity to Cardano via Stargate

Latest News and Updates on blockchain industry by AlexaBlockchain ("Alexa Blockchain"). Apex Fusion becomes the first ecosystem to enable native USDC liquidity routes for Cardano through Stargate integration. The $2.5M liquidity boost connects VECTOR and NEXUS chains, advancing cross-chain DeFi interoperability. The post Apex Fusion Brings Native USDC Liquidity to Cardano via Stargate appeared first on AlexaBlockchain.

Author: AlexaBlockchain