Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15478 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stream Finance Stablecoin Plunges 77% After Protocol’s Fund Manager Loses $93 Million

Stream Finance Stablecoin Plunges 77% After Protocol’s Fund Manager Loses $93 Million

The post Stream Finance Stablecoin Plunges 77% After Protocol’s Fund Manager Loses $93 Million appeared on BitcoinEthereumNews.com. In brief Stream Finance announced that an external fund manager lost approximately $93 million in user assets, triggering an immediate suspension of all withdrawals and deposits. Staked Stream USD (xUSD) crashed from its $1 peg, falling about 77% following the announcement. DeFi research group Yields and More identified nearly $285 million in direct debt exposure across multiple lending protocols. Stream Finance disclosed late Monday that an external fund manager overseeing its funds lost approximately $93 million in user assets, triggering a 77% crash in the price of its flagship stablecoin and exposing critical vulnerabilities in DeFi’s interconnected lending ecosystem. The protocol announced it has suspended all withdrawals and deposits while engaging law firm Perkins Coie to investigate the incident and determine creditor priorities. “We are actively withdrawing all liquid assets and expect this process to be completed in the near term,” Stream Finance wrote on X. Yesterday, an external fund manager overseeing Stream funds disclosed the loss of approximately $93 million in Stream fund assets. In response, Stream is in the process of engaging Keith Miller and Joseph Cutler of the law firm Perkins Coie LLP, to lead a comprehensive… — Stream Finance (@StreamDefi) November 4, 2025 “Until we are able to fully assess the scope and causes of the loss, all withdrawals and deposits will be temporarily suspended,” the protocol wrote. “Any pending deposits will not be processed at this time.” The loss caused Staked Stream USD (xUSD) to depeg soon after, rapidly plummeting to approximately $0.50, according to blockchain security firm PeckShield. At the time of writing, CoinGecko data shows xUSD trading at just $0.26, a 77% drop over the past 24 hours. DeFi research group Yields and More (YAM) identified nearly $285 million in direct debt exposure across multiple lending protocols, including Euler, Silo, Morpho, and Gearbox,…

Author: BitcoinEthereumNews
Michael Jackson’s “Thriller” Returns To U.K. Charts After Halloween

Michael Jackson’s “Thriller” Returns To U.K. Charts After Halloween

The post Michael Jackson’s “Thriller” Returns To U.K. Charts After Halloween appeared on BitcoinEthereumNews.com. Michael Jackson’s “Thriller” becomes a top seller again in the U.K. as Halloween boosts streams and sales, while “Billie Jean” and The Essential Michael Jackson climb. VARIOUS, VARIOUS – JUNE 25: IMAGE RESTRICTED – NOT AVAILABLE FOR USE IN A NORTH AMERICAN MAGAZINE COVER UNTIL JULY 11, 2009 Michael Jackson performs in concert circa 1995. (Photo by Kevin Mazur/WireImage) WireImage Halloween may already be a few days in the rearview mirror, but music charts around the world still reflect sales, streaming activity, and listening habits from before the holiday. That means some of the most famous tunes connected to the annual celebration of all things spooky and scary appear in lofty positions, though many are likely to disappear again in short order, when attention turns once more to the biggest pop, hip-hop, country and rock tracks around the world – and then soon to Christmas music once again. As is often the case, Michael Jackson is one of the greatest beneficiaries of Halloween’s return. “Thriller,” one of his most famous songs, has been designated a Halloween classic for decades, and consumption of the single explodes every October. Just before November rolls around, fans of both Jackson and the holiday turned their attention to “Thriller” once more, turning it into a top seller and a certified smash in the United Kingdom. Michael Jackson’s “Thriller” Returns to Multiple Charts “Thriller” appears on four charts in the U.K. this frame. It returns to two of them, breaking back onto the Official Streaming list at No. 88 and finding its way into the top 40 on the Official Singles tally. That latter list ranks the most consumed tracks throughout the nation, blending both sales and streams, and this time around, “Thriller” reenters at No. 33. What Is the All-Time Chart Peak for Michael Jackson’s…

Author: BitcoinEthereumNews
Aave Struggles Below $200 as Bulls Aim for $243.50 Recovery Target

Aave Struggles Below $200 as Bulls Aim for $243.50 Recovery Target

Aave is experiencing a notable pullback after facing renewed bearish pressure in the market. The token has dropped by nearly 8.33% in the past 24 hours and about 15.84% over the week. This consistent decline highlights growing selling pressure and short-term uncertainty in the token’s market performance. At press time, the token is trading at […]

Author: Tronweekly
Stream Finance Freezes Withdrawals After $93M Loss Amid Fraud Concerns

Stream Finance Freezes Withdrawals After $93M Loss Amid Fraud Concerns

DeFi platform Stream Finance suspended withdrawals following a $93 million asset loss by an external fund manager, potentially affecting $285 million in loans. The post Stream Finance Freezes Withdrawals After $93M Loss Amid Fraud Concerns appeared first on Coinspeaker.

Author: Coinspeaker
Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE

Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE

BitcoinWorld Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE The world of decentralized finance (DeFi) is constantly evolving, and a significant step forward has just been announced: Ethereum Layer 2 project Taiko has officially joined Chainlink’s (LINK) Automated Compliance Engine (ACE) as a partner. This pivotal collaboration is set to revolutionize RWA tokenization, paving the way for traditional finance to securely enter the blockchain space. This isn’t just another partnership; it’s a strategic move designed to bridge the gap between conventional assets and the digital frontier, ensuring regulatory compliance every step of the way. What is Taiko and Why is This Partnership Crucial for RWA Tokenization? Taiko is an Ethereum Layer 2 solution known for its ZK-rollup architecture. Its primary goal is to scale Ethereum while maintaining its security and decentralization. By joining Chainlink ACE, Taiko is taking a proactive stance on regulatory compliance, a critical factor for attracting institutional capital. The ACE ecosystem is a robust network, already boasting over 20 institutional partners including industry leaders like Chainalysis, TRM Labs, and Sumsub. These partners provide essential tools and services for anti-money laundering (AML) and know-your-customer (KYC) compliance. This integration means Taiko can offer a compliant environment for RWA tokenization. Imagine properties, commodities, or even intellectual property being represented as digital tokens on the blockchain. This move is crucial because it addresses one of the biggest hurdles for traditional financial firms: regulatory uncertainty. How Does Chainlink ACE Enable Compliant RWA Tokenization? Chainlink ACE acts as a critical middleware, connecting on-chain applications with off-chain compliance services. It provides a decentralized, automated framework for verifying the regulatory status of participants and transactions. For RWA tokenization, this means: Automated Checks: ACE automates the compliance screening process, ensuring that only authorized and compliant entities can interact with specific tokenized assets. Enhanced Security: By leveraging Chainlink’s secure oracle network, ACE ensures the integrity and reliability of compliance data. Broader Adoption: It lowers the barrier to entry for institutions by providing a trusted and compliant pathway for managing on-chain assets. Taiko’s integration of ACE directly into its rollup architecture is a game-changer. It means compliance is baked into the very foundation of how assets are managed on their Layer 2 network, offering a seamless and secure experience for institutional players. What are the Benefits for Institutions and the Future of Finance? The partnership between Taiko and Chainlink ACE brings a multitude of benefits, especially for traditional financial firms eyeing the blockchain space. This initiative is designed to create an environment where these firms can confidently manage on-chain assets, leveraging the efficiency and transparency of blockchain technology without compromising on regulatory requirements. Key Benefits Include: Regulatory Certainty: Institutions gain a clear, compliant framework for engaging with tokenized assets, reducing legal and operational risks. Increased Liquidity: By making RWAs accessible on-chain, the potential for global liquidity and fractional ownership expands dramatically. Operational Efficiency: Blockchain technology can streamline asset management, reduce intermediaries, and lower transaction costs. New Investment Opportunities: A compliant infrastructure opens up novel investment products and markets for both institutional and retail investors. This collaboration signifies a maturing of the DeFi space, demonstrating a clear path towards mainstream adoption of RWA tokenization. It’s about building bridges, not just technologically, but also culturally, between the old guard of finance and the new wave of decentralized innovation. Are There Any Challenges in Implementing RWA Tokenization? While the prospects are exciting, the journey of RWA tokenization isn’t without its challenges. One primary concern is the legal enforceability of tokenized assets across different jurisdictions. Harmonizing diverse legal frameworks with the global nature of blockchain remains a complex task. Additionally, ensuring robust and transparent valuation methods for illiquid real-world assets is crucial for investor confidence. Another challenge lies in the scalability and interoperability of the underlying blockchain infrastructure. While Taiko’s ZK-rollup addresses scalability, ensuring seamless interaction with other chains and traditional financial systems requires continuous development. The ongoing education of market participants and regulators about the benefits and risks of tokenized assets is also vital for widespread acceptance. However, partnerships like the one between Taiko and Chainlink ACE are actively working to mitigate these challenges by providing standardized, compliant solutions. Their efforts are crucial in building the foundational trust needed for this burgeoning sector. The Road Ahead: What’s Next for Taiko, Chainlink, and RWA Tokenization? The integration of Taiko with Chainlink ACE marks a significant milestone in the journey towards institutional adoption of blockchain technology. This partnership sets a precedent for how Layer 2 solutions can embed compliance at their core, fostering a safer and more accessible environment for high-value assets. As the ACE ecosystem continues to grow, we can expect to see even more sophisticated compliance features and a wider array of real-world assets making their way onto the blockchain. This development is a clear signal that the future of finance is hybrid, blending the best of traditional systems with the innovation of decentralized networks. For anyone watching the evolution of DeFi, this is a moment to recognize the serious strides being made towards a more integrated, efficient, and compliant global financial system powered by blockchain and RWA tokenization. In conclusion, Taiko’s strategic partnership with Chainlink ACE is a transformative step for the entire crypto ecosystem. By providing a robust, regulatory-compliant framework, they are not just facilitating RWA tokenization; they are actively shaping the future of institutional engagement with blockchain. This collaboration underscores a powerful trend: the convergence of traditional finance and decentralized innovation, driven by a shared commitment to security, efficiency, and compliance. The path is being cleared for a new era of digital asset management. Frequently Asked Questions (FAQs) Q1: What is Taiko’s role in this partnership? A1: Taiko, an Ethereum Layer 2 ZK-rollup, integrates Chainlink ACE directly into its architecture to provide a regulatory-compliant platform for tokenizing real-world assets (RWAs). Q2: What is Chainlink ACE? A2: Chainlink’s Automated Compliance Engine (ACE) is a decentralized framework that connects on-chain applications with off-chain compliance services, automating regulatory checks for participants and transactions. Q3: How does this partnership benefit institutional investors? A3: It offers regulatory certainty, increased liquidity for RWAs, operational efficiency through blockchain, and new investment opportunities by providing a compliant and secure environment for managing on-chain assets. Q4: What are Real-World Assets (RWAs) in this context? A4: RWAs refer to tangible or intangible assets from the traditional financial world, such as real estate, commodities, or intellectual property, that are represented as digital tokens on a blockchain. Q5: What challenges does RWA tokenization face? A5: Challenges include legal enforceability across jurisdictions, transparent valuation of illiquid assets, scalability and interoperability of blockchain infrastructure, and the need for ongoing education for market participants and regulators. If you found this exploration of Taiko’s partnership with Chainlink ACE and its impact on RWA tokenization insightful, consider sharing this article with your network. Your engagement helps spread awareness about the exciting advancements bridging traditional finance and the decentralized world. Join the conversation and help us inform more people about the future of finance! To learn more about the latest RWA tokenization trends, explore our article on key developments shaping decentralized finance institutional adoption. This post Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE first appeared on BitcoinWorld.

Author: Coinstats
FTSE Russell Chainlink Partnership Revolutionizes On-Chain Data

FTSE Russell Chainlink Partnership Revolutionizes On-Chain Data

The post FTSE Russell Chainlink Partnership Revolutionizes On-Chain Data appeared on BitcoinEthereumNews.com. The financial world is witnessing a groundbreaking convergence, where the established pillars of traditional finance are embracing the innovative power of blockchain. A pivotal development in this trend is the FTSE Russell Chainlink partnership, an alliance set to revolutionize how critical financial index data is accessed and utilized across decentralized networks. This collaboration isn’t just news; it’s a significant step towards bridging the gap between conventional markets and the burgeoning decentralized finance (DeFi) ecosystem. What Does the FTSE Russell Chainlink Partnership Entail? Global index provider FTSE Russell, a name synonymous with financial benchmarks, has officially teamed up with Chainlink (LINK), the leading decentralized oracle network. This strategic FTSE Russell Chainlink partnership aims to bring FTSE Russell’s extensive suite of index data directly onto the blockchain. Imagine key benchmarks, such as the widely recognized Russell 1000, Russell 2000, and Russell 3000 indexes, along with other crucial FTSE index data, becoming readily available on-chain. This integration is made possible through Chainlink’s innovative DataLinks service. DataLinks acts as a secure bridge, enabling high-quality, real-world data to be published directly onto various blockchains. This means that for the first time, developers, financial institutions, and decentralized applications (dApps) will have direct, verifiable access to these authoritative financial benchmarks in a tamper-proof and transparent manner. Why is On-Chain Index Data a Game-Changer? The move to bring FTSE Russell’s indexes on-chain through the FTSE Russell Chainlink partnership carries immense implications for both traditional finance (TradFi) and DeFi. It addresses a long-standing need for reliable, institutional-grade data within the blockchain space. Here’s why this development is so significant: Enhanced Transparency: On-chain data provides an immutable record, increasing transparency and reducing the risk of manipulation. Increased Accessibility: Developers can integrate these trusted benchmarks directly into smart contracts, opening doors for innovative DeFi products and services. New Financial Products: This…

Author: BitcoinEthereumNews
Next 100x Crypto with Ethereum & XRP

Next 100x Crypto with Ethereum & XRP

The post Next 100x Crypto with Ethereum & XRP appeared on BitcoinEthereumNews.com. La Culex ($CULEX) Ethereum, and XRP are capturing attention as the crypto market experiences mixed movements. Asia Market Open reports Bitcoin slipping below $108K as investors temper hopes for deeper rate cuts. Crypto edged lower on Sunday as traders positioned ahead of U.S. jobs data and processed Treasury Secretary Scott Bessent’s comments, which suggest that high interest rates are beginning to strain parts of the economy. These events have created cautious sentiment across all digital assets. Bitcoin traded around $108,000, down roughly 1.7% over the past 24 hours, while Ethereum slipped about 3.5% to near $3,750. Meanwhile, XRP continues to see moderate price movements, currently at $2.53, as traders assess market trends. The overall crypto market remains in a delicate balance, with investors weighing traditional economic factors against digital asset performance. Meanwhile, new presales like La Culex offer investors an opportunity to participate in the next 100x crypto early. La Culex: Hive Signal Stage 4 | Current Price $0.00002458 The La Culex presale is currently in Stage 4: Hive Signal, with over $10,000 raised and more than 500 million tokens sold. Early buyers have already achieved an ROI of 26.2% from the initial stages, and projections indicate a potential ROI of 28,378.43775 from Stage 4 to the eventual listing price of $0.007. This presale is designed for investors seeking the next 100x crypto, with stages changing every five days or upon hitting a presale milestone, creating a structured opportunity for growth. Getting involved in the La Culex presale is simple and user-friendly. Step 1: Connect your Ethereum-compatible wallet. Step 2: Fund your wallet with ETH or USDT, ensuring a little extra ETH for gas fees. Step 3: Visit the presale page, enter the amount to spend, and hit Buy Now. Step 4: After the presale ends, claim your $CULEX directly…

Author: BitcoinEthereumNews
Ripple (XRP) Moves Slowly in Shadows as This New Crypto Coin Ignites Fresh Debate

Ripple (XRP) Moves Slowly in Shadows as This New Crypto Coin Ignites Fresh Debate

Experts have highlighted the possible price movement of Ripple (XRP) to $6 based on the 10% Theory by Egrag Crypto’s Gaussian Channel formation. This indicates an opportunity for a 2.4x price jump from the current price levels. While XRP hangs around in the background, Mutuum Finance (MUTM) makes headlines as the new crypto coin to […]

Author: Cryptopolitan
Debate Grows as EU Considers Giving ESMA Direct Oversight of Crypto and Stock Markets

Debate Grows as EU Considers Giving ESMA Direct Oversight of Crypto and Stock Markets

The European Commission is considering expanding the powers of the European Securities and Markets Authority to oversee cryptocurrency and traditional capital markets. The plan could give ESMA direct supervision over exchanges and crypto service providers, creating a system similar to the US SEC. A draft is expected in December.Digital assets meet tradfi in London at the fmls25The expanded role of ESMA builds on guidelines issued in April 2025 for national regulators on detecting and preventing market abuse under MiCA. The rules emphasized risk-based supervision and cross-border coordination, providing a framework for more consistent oversight across EU member states.MiCA Passport System Faces Potential RisksCurrently, under the Markets in Crypto-Assets Regulation, companies licensed in one EU country can operate across all 27 member states through a “passport” system. Some experts warn that shifting decision-making entirely to ESMA could slow innovation in crypto and fintech. Faustine Fleuret of decentralized lending protocol Morpho said centralizing oversight “would demand vast human and financial resources” and suggested giving ESMA stronger oversight over national regulators instead.🇪🇺 NEW: The European Commission is drafting a proposal to give ESMA SEC-like oversight over crypto and stock exchanges, with draft expected in December.Could this make the EU more crypto-friendly or stifle innovation? pic.twitter.com/JiYNBz3pXv— Cointelegraph (@Cointelegraph) November 2, 2025France Challenges EU Crypto Passport RulesConcerns over enforcement gaps have surfaced. In September, France’s regulator signaled it might block the passporting of crypto licenses, raising doubts about uniform application across the EU. Fleuret said the passport system is “the cornerstone of EU financial regulations” and key to maintaining Europe’s competitive advantage for crypto firms.Lagarde Backs Single EU Supervisory BodyOther analysts view a larger role for ESMA as a potential step toward regulatory consistency. Dea Markova from digital asset custody platform Fireblocks said centralized supervision could help address licensing, cybersecurity, and operational risks, but its effectiveness depends on proper implementation and resourcing.European Central Bank President Christine Lagarde has also expressed support for a single EU supervisory body, echoing proposals similar to the SEC model. This article was written by Tareq Sikder at www.financemagnates.com.

Author: Financemagnates
Mysterious ‘7 Siblings’ wallets return to buying Ethereum dips

Mysterious ‘7 Siblings’ wallets return to buying Ethereum dips

A crypto whale collective known as “7 Siblings” has emerged once again during a crypto market slump that has dragged Bitcoin down below $105,000 for the first time in over two weeks.  According to blockchain data from analytics firm OnchainLens, the entity recently borrowed $40 million in USDC through the decentralized lending platform Aave V3 […]

Author: Cryptopolitan