Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15785 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ondo Finance Invests $25M in YLDS Amid Crypto-Backed Lending Surge

Ondo Finance Invests $25M in YLDS Amid Crypto-Backed Lending Surge

The post Ondo Finance Invests $25M in YLDS Amid Crypto-Backed Lending Surge appeared on BitcoinEthereumNews.com. Ondo Finance has invested $25 million in YLDS, a yield-bearing stablecoin from Figure Technology Solutions, to diversify its tokenized US Treasurys fund. This move enhances onchain treasury reserves amid growing interest in crypto-backed lending by fintechs and exchanges. Ondo Finance adds YLDS to its reserves portfolio alongside tokenized Treasurys from BlackRock, Fidelity, and others. The […] Source: https://en.coinotag.com/ondo-finance-invests-25m-in-ylds-amid-crypto-backed-lending-surge

Author: BitcoinEthereumNews
Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss

Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss

BitcoinWorld Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss In a surprising move that’s captured the crypto world’s attention, Multicoin Capital has made a massive Multicoin Capital AAVE investment worth $49.3 million. This bold accumulation comes despite the firm currently facing significant unrealized losses. What does this tell us about their confidence in AAVE’s future? Why Is Multicoin Capital Doubling Down on AAVE? Over […] This post Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss first appeared on BitcoinWorld.

Author: bitcoinworld
Arthur Hayes warns Bitcoin could nuke to low $80Ks before bottoming

Arthur Hayes warns Bitcoin could nuke to low $80Ks before bottoming

The post Arthur Hayes warns Bitcoin could nuke to low $80Ks before bottoming appeared on BitcoinEthereumNews.com. Bitcoin (BTC) began the week under pressure as it extended a month-long slump. It has pushed the market toward its weakest stretch since 2022. After posting a brief weekend bounce, BTC slipped again under $86,000 before recovering slightly. However, it is still trading 30% below the record highs set in early October. Amid this erupting situation, one of crypto’s more influential macro watchers, Arthur Hayes, dropped some of his viewpoints. He isn’t expecting immediate relief. In a post, Hayes said liquidity conditions have shown only “minor improvement,” though he flagged two developments worth watching. He highlighted that the US banks increased lending in November, and the Federal Reserve is widely expected to halt quantitative tightening on Dec. 1. Arthur Hayes sees BTC dipping Despite this, he sees Bitcoin spending the near term chopping below $90,000. He guesses that BTC might dip into the low $80,000s, but believes that the $80K zone will ultimately hold. Bitcoin price has dropped by around 21% over the last 30 days. Hayes was blunt in his broader view of the cycle. He argued that credit conditions matter more than the Fed’s benchmark rate itself. “We could hit ATH with Fed funds at 10% if the Fed did unlimited QE at the same time,” he wrote. minor improvements in $ liq: – fed qt stops dec 1, this wed will prob be last fall in b/s – us banks increased lending in nov we chop below $90k, maybe one more stab down into low $80k’s but i think $80k holds. might start nibbling, but leave the bazooka until the new year — Arthur Hayes (@CryptoHayes) November 24, 2025 He also looked into the HYPE’s much-anticipated comeback. Hayes stated that simple maths can show the only way HYPE can overcome the uncertainty and that is massively growing…

Author: BitcoinEthereumNews
Monad Mainnet Officially Launches, Ushering in a New Era of High-Performance Blockchain Infrastructure

Monad Mainnet Officially Launches, Ushering in a New Era of High-Performance Blockchain Infrastructure

The much-anticipated Monad Mainnet is now live, one of the biggest blockchain rollouts of the year, and the precursor of a highly scalable, parallelized execution environment that would deliver up to 10,000 transactions per second. The message was distributed via the primary social media of the project, and Monad invited the users to visit the recently established ecosystem through the application app.monad.xyz. Monad Mainnet is now live!Check it out here: https://t.co/emewXRKtNEhttps://t.co/emewXRKtNE— Monad (mainnet arc) (@monad) November 24, 2025 Monad, an up-and-coming Layer 1 blockchain, with parallel execution features and Ethereum Virtual Machine (EVM)-compatible infrastructure, has gained massive hype in Web3 because of its ability to achieve higher throughput, quicker transaction finality and developer-friendly architecture.  Governance Takes Shape with the Mon-Genesis Eco Forum After the mainnet announcement, the community was given another significant update with the launch of the Mon-Genesis Eco Forum v0.1, a new governance and community coordination center. The forum promotes early members to get involved in governance proposals, ecosystem project and long-term development planning of Monad. The announcement states that those who contribute early can be in a position to get augmented MON allocations in Q4 and this will serve as an incentive to participate in governance in these formative months.  This layer of the governance indicates that Monad cares about decentralization and making decisions collectively as it starts to become global blockchain platform. Staking MON Goes Live Across Validator Networks The MON token staking is now on and the mainnet is active in various validator portal allowing users to stake their tokens and earn the rewards by ensuring the security of the network. Delegation is offered on the gmonads.com dashboard and in the BlockVision staking interface, with delegators having a variety of choices to allocate stake to a worldwide network of validators. The staking model makes MON holders stakeholders in the chain performance and security. With the expansion of the number of validators and delegation, the decentralized security model of Monad is set to become stronger and more varied, with the capacity to supply the increased throughput that the chain will be designed to provide Curated Vaults Expand DeFi Access for MON and AUSD The other significant item in the ecosystem rollout is the launch of curated DeFi vaults aimed at simplifying the generation of yields to the users.  The MON Vault, managed by Steakhouse, provides an actively maintained strategy to MON holders, and the statistics indicate that a total of 21.6K dollars of value is locked. MVT is issued to participants as a token of deposit, which allows the flow of liquidity and easy accounting. Simultaneously, the Agora EarnAUSD vault run by Upshift has already achieved a total value locked of 5 million dollars. The vault offers a token of liquid yield, EarnAUSD, that allows users to earn yield on AUSD and retain the flexibility to access their assets. These vaults are some of the first DeFi products on Monad and they are the start of a fast-growing financial ecosystem. DeFi at the Speed of Monad Such categories as spot trading, perpetual derivatives, launchpads, lending and borrowing protocols are now part of the Monad eco system. Having numerous applications within each category, DeFi Teams have started implementing applications that are suited to the parallel execution model of Monad.  The early users will be able to visit six spot trading platforms, two perp trading venues, five launchpad and four lending/borrowing protocols.

Author: Coinstats
Bitcoin Price Climbs Toward $90,000 After Trump’s Positive China Update

Bitcoin Price Climbs Toward $90,000 After Trump’s Positive China Update

TLDR Bitcoin price surged above $88,000 following U.S. President Trump’s positive remarks on U.S.-China relations. Trump described the relationship between the U.S. and China as “extremely strong” after his call with Chinese President Xi Jinping. The Bitcoin rally follows a shift in market sentiment after Trump’s statement about ongoing progress between the two countries. Market [...] The post Bitcoin Price Climbs Toward $90,000 After Trump’s Positive China Update appeared first on Blockonomi.

Author: Blockonomi
Arthur Hayes Foresees Bitcoin Stabilizing at $80K as Liquidity Improves

Arthur Hayes Foresees Bitcoin Stabilizing at $80K as Liquidity Improves

TLDR Arthur Hayes predicts Bitcoin price will experience volatility but expects the $80K level to hold as support. Hayes points to improved liquidity, including the end of quantitative tightening and increased bank lending, as key factors for Bitcoin’s stability. Market analysts suggest Bitcoin’s recent price action may indicate early signs of stabilization rather than a [...] The post Arthur Hayes Foresees Bitcoin Stabilizing at $80K as Liquidity Improves appeared first on CoinCentral.

Author: Coincentral
Tidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Market

Tidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Market

Tidalwave, an agentic AI-powered mortgage point-of-sale (POS) platform, today announced a $22 million Series A funding round led by Permanent Capital, with participation from D.R. Horton, Inc., the nation’s largest homebuilder, and a follow-on from Engineering Capital. This brings Tidalwave’s total funding to $24 million. The post Tidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Market appeared first on FF News | Fintech Finance.

Author: ffnews
Coinbase Lists Two DeFi Altcoins In the November Bear Market

Coinbase Lists Two DeFi Altcoins In the November Bear Market

The post Coinbase Lists Two DeFi Altcoins In the November Bear Market appeared on BitcoinEthereumNews.com. Coinbase said on November 24 that it will open spot trading for Fluid (FLUID) and World Mobile Token (WMTX) on November 25, 2025. The announcement arrives during one of the harshest drawdowns of 2025, and both tokens saw modest but noticeable intraday recoveries after weeks of pressure. Sponsored Sponsored Coinbase Listing Gives Some Optimism To These Altcoins The broader market remains deep in negative sentiment. Bitcoin is still hovering in the mid-$80,000s, and major altcoins have continued to bleed throughout November.  Against that backdrop, even small upside reactions stand out.  Both FLUID and WMTX posted mild rebounds on November 24 following Coinbase’s announcement. The price movements are far from breakout rallies, but enough to break multi-day downtrends visible on their 24-hour charts. Spot trading for Fluid (FLUID) and World Mobile Token (WMTX) will go live on 25 November 2025. The opening of our FLUID-USD and WMTX-USD trading pairs will begin on or after 9AM PT, if liquidity conditions are met, in regions where trading is supported. pic.twitter.com/niDFzmMxay — Coinbase Markets 🛡️ (@CoinbaseMarkets) November 24, 2025 Fluid (FLUID), formerly Instadapp (INST), underpins a DeFi protocol that merges lending, borrowing, and trading into a unified liquidity system.  The token has been under sustained selling pressure since early November, despite the protocol holding more than $1.4 billion in TVL.  Sponsored Sponsored Meanwhile, World Mobile Token (WMTX) powers the World Mobile Chain, a decentralised telecom infrastructure project built around physical wireless nodes. The project sits in the DePIN sector, which blends blockchain with real-world infrastructure. WMTX has traded heavily throughout November as risk-off sentiment hit mid-cap altcoins. Its circulating supply is far larger than FLUID’s—around 794 million—making price moves more muted during low-liquidity periods.  WMTX Token 24-Hour Price Chart. Source: CoinGecko The Coinbase listing announcement helped push WMTX off its $0.096 base and toward…

Author: BitcoinEthereumNews
Bitcoin Eyes $80,000 Support Amid ETF Inflows and Liquidity Boosts

Bitcoin Eyes $80,000 Support Amid ETF Inflows and Liquidity Boosts

Bitcoin might continue to move sideways below $90,000 in the coming days, according to BitMEX’s co-founder Arthur Hayes. He also predicted that the market might see at least another fall to the low $80,000 region before the market gains solid support. Hayes expects the $80,000 level to remain intact in spite of the expected volatility […]

Author: Tronweekly
Why Monad Chose Enso to Power Its $2.5 Billion Mainnet Launch

Why Monad Chose Enso to Power Its $2.5 Billion Mainnet Launch

Enso provides day-one integration for Monad's mainnet, enabling instant DeFi functionality and setting a new standard for blockchain launches.

Author: Hackernoon