Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15773 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SQD’s Network Upgrade Will Deliver Streaming Data Through Portal – Here’s Why It’s a Big Deal

SQD’s Network Upgrade Will Deliver Streaming Data Through Portal – Here’s Why It’s a Big Deal

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
Arthur Hayes Forecasts BTC Drop Below $80K Ahead of Fed QT Halt

Arthur Hayes Forecasts BTC Drop Below $80K Ahead of Fed QT Halt

Arthur Hayes predicts Bitcoin may dip below $80K before the Fed ends QT on Dec 1. Market liquidity shows early signs of improvement. The post Arthur Hayes Forecasts BTC Drop Below $80K Ahead of Fed QT Halt appeared first on Coinspeaker.

Author: Coinspeaker
South Korea May Postpone Crypto Tax Again – Here is Why

South Korea May Postpone Crypto Tax Again – Here is Why

South Korea faces mounting concerns that its virtual asset taxation, scheduled to begin in January 2027, could face a fourth postponement due to persistent

Author: CryptoNews
Ethereum (ETH) Whales Move Funds Into Trending $0.035 DeFi Crypto Targeting 40x Returns

Ethereum (ETH) Whales Move Funds Into Trending $0.035 DeFi Crypto Targeting 40x Returns

The post Ethereum (ETH) Whales Move Funds Into Trending $0.035 DeFi Crypto Targeting 40x Returns appeared on BitcoinEthereumNews.com. Large Ethereum whales are making assertive actions this week, quietly migrating massive amounts of their token holdings into Mutuum Finance, one of the fastest-rising alternative investments in the market. The $0.035 DeFi crypto has ridden into prominence as it has been seen that various high-value wallets are behind early, heavily impressed with its potential to offer massive returns.  Currently well into its Presale Phase 6 and already over 95% sold out, Mutuum Finance has gained support from more than 18,180 unique supporters and has infused over $19 million into its system, something that has been seen to be extremely rare at such early stages in a new platform’s lifecycle. Looking at its lending and borrowing application, interest token, and fast-developing support base, Mutuum Finance is increasingly gaining recognition from cryptocurrency observers and whale experts as the best crypto to invest in, with returns projecting potential gains up to 40 times if its growth pattern keeps up with such prodigious figures. Ethereum Nears Key Support Level as Market Awaits Further Declines The Ethereum token, or ETH, is moving towards a crucial equal legs support area bound between $2,788 and $2,432, which is likely to induce a temporary market bounce in the coming weeks, although market trends appear bearish at present, with predictions that ETH will produce another lower high before starting its decline towards the April support at $1,500. This market action has left market participants awaiting developments with cautious anticipation, and in such a state, some market players are shifting their interest towards new coins with better growth potential, and recently, those coins include Mutuum Finance, a trending DeFi crypto. MUTM Presale: Last Call For High Potential Investors Mutuum Finance, or MUTM, is quickly becoming one of the most distinguished DeFi crypto projects and has managed to raise over $19…

Author: BitcoinEthereumNews
ECB CEO Sends Alarm: Stablecoin Surge Could Shake Bank Funding

ECB CEO Sends Alarm: Stablecoin Surge Could Shake Bank Funding

TLDR ECB warns stablecoins may drain bank deposits and weaken lending capacity. $280B stablecoin surge drives urgency for stronger global regulatory control. Cross-border stablecoin use risks oversight gaps without unified frameworks. Regulators eye stricter limits on multi-issuance schemes to protect EU markets. Rapid digital token adoption boosts innovation but tests long-term stability. Stablecoin growth continues [...] The post ECB CEO Sends Alarm: Stablecoin Surge Could Shake Bank Funding appeared first on CoinCentral.

Author: Coincentral
7 Hottest Presales of 2025: Digitap ($TAP) Is Exploding in Demand

7 Hottest Presales of 2025: Digitap ($TAP) Is Exploding in Demand

The post 7 Hottest Presales of 2025: Digitap ($TAP) Is Exploding in Demand appeared first on Coinpedia Fintech News Crypto investors are analyzing the hottest crypto presales of 2025 as real utility is finally taking priority over hype. Transfers are getting faster, new payment rails are emerging, and high-performance chains are competing for dominance.  Across the market, projects like Remittix, Bitcoin Hyper, Best Wallet, BlockDAG, Maxi Doge, and BlockchainFX are attracting notable attention as …

Author: CoinPedia
Bitcoin Analysis: Long-Term Demand Intact as Traders Rotate into Bitcoin Hyper ($HYPER)

Bitcoin Analysis: Long-Term Demand Intact as Traders Rotate into Bitcoin Hyper ($HYPER)

What to Know: Bitcoin’s latest drawdown is being driven by reversing ETF flows, weaker treasury demand, and shrinking stablecoin supply, signaling real capital flight. Despite near-term volatility, the long-term structural story for Bitcoin, notably institutional adoption, sovereign interest, and neutral-collateral status, remains intact. Bitcoin Hyper aims to extend Bitcoin into high-speed DeFi through a Solana-style Layer-2, a canonical BTC bridge, and zk-secured settlement. The $HYPER presale has raised over $28M, offering staking rewards and clear tokenomics that position it as a leveraged bet on Bitcoin utility. Bitcoin just reminded everyone that flows still rule the game. The same engines that helped push price to fresh highs this cycle, spot ETF inflows and corporate-style crypto treasuries, have flipped into reverse, dragging the market down to multi-month lows even while the long-term thesis stays firmly in place. Recent research from Greg Cipolaro at NYDIG breaks it down as a classic liquidity loop that is now in rewind. A heavy liquidation in early October sparked a sharp reversal in ETF flows, compressed premiums on digital asset treasury vehicles, and coincided with the first meaningful dip in stablecoin supply in months. That combo points to actual capital leaving the system, not just traders sulking on X. The result is a familiar pattern. Bitcoin dominance grinds higher as speculative assets get sold more aggressively, leverage struggles to re-form, and narratives stop translating into fresh inflows. Yet none of this changes the bigger picture: institutional adoption keeps creeping up, sovereign interest is growing, and Bitcoin’s role as neutral, programmable collateral is arguably stronger than ever. The long-term demand curve is still pointing in one direction; it’s the short-term plumbing that’s misbehaving. When ETF capital is bleeding out and stablecoins are shrinking, attention naturally shifts to where liquidity is still flowing in size. Right now, one of the more crowded side quests is infrastructure presales that extend Bitcoin’s utility rather than compete with it. That’s where Bitcoin Hyper ($HYPER) comes in: a Bitcoin Layer-2 trying to turn ‘digital gold’ into a high-throughput DeFi rail, and a presale that’s quietly soaked up over $28M while the rest of the market cools off. Bitcoin Hyper Turns $BTC Into A High-Speed DeFi Rail Bitcoin Hyper is a Bitcoin Layer-2: users lock $BTC on the base chain, a canonical bridge verifies deposits, and wrapped $BTC moves onto a high-throughput network built around the Solana Virtual Machine. On that Layer-2, transactions are near-instant, fees are tiny, and smart contracts finally sit on top of Bitcoin’s security rather than somewhere off to the side. Instead of forcing Bitcoin itself to handle thousands of transactions per second, Bitcoin Hyper batches activity on its own chain and periodically settles back to Bitcoin using zero-knowledge proofs. In practice, this means you keep Bitcoin’s battle-tested base layer for final settlement, while everyday activities, such as payments, trading, and yield strategies, occur on a faster execution layer. It’s the same broad playbook as other L2 ecosystems, but pointed squarely at $BTC rather than $ETH. 💰 If that appeals to you, learn how to buy $HYPER. Utility is where this gets interesting for both Bitcoin purists and yield-hungry DeFi users. On the Hyper network, wrapped $BTC can feed into DEXs, lending markets, NFTs, gaming, meme coins, even tokenized RWAs, all with Bitcoin as the underlying asset. The $HYPER token sits at the center: it’s used for gas, it powers staking, and it underpins governance once the DAO goes live. If the chain attracts developers and liquidity, base demand for $HYPER is tied directly to network usage rather than just speculation. That narrative lines up neatly with the current macro setup. If Bitcoin is increasingly a liquidity barometer and long-term reserve, there’s a clear gap for infrastructure that makes $BTC actually usable in DeFi at scale. Projects that solve throughput and programmability for Bitcoin sit right in the slipstream of that thesis, and that’s exactly the lane Bitcoin Hyper is trying to occupy. Inside the Bitcoin Hyper Presale and $HYPER Upside Case While spot ETFs are posting multi-billion-dollar monthly outflows, the $HYPER presale has moved in the opposite direction. Recent figures show more than $28.37M already committed, with whales dropping six-figure tickets and a chunk of supply already staked. Staking currently offers 41% rewards, funded from a dedicated allocation in a 21B total supply with no private seed rounds. This helps explain why capital has been sticky rather than purely speculative. This isn’t just degen yield for its own sake. Locking tokens through staking supports network security and smooths out early float once $HYPER lists. On the numbers side, our $HYPER forecast suggests that if Bitcoin Hyper ships its roadmap, $HYPER could reach a 2026 high near $0.08625. Using the current presale price of $0.013325 as a base, that implies a 6.5x increase to the 2026 high. While Bitcoin itself digests a liquidity shock driven by ETF reallocations and shrinking stablecoin balances, a chunk of capital is rotating into infrastructure bets that could benefit from the next expansion phase. If Bitcoin Hyper can turn $BTC into a fast, DeFi-ready asset without touching the base layer’s security, then today’s presale effectively prices in that execution risk in exchange for asymmetric upside. That’s exactly the kind of trade some investors prefer to make while the main asset is stuck in a structural cooldown. Explore the $HYPER presale while it’s live. This article is informational only, not investment advice; always research independently and never risk capital you can’t comfortably afford to lose. Authored by Aaron Walker for NewsBTC – www.newsbtc.com/news/bitcoin-analysis-shows-long-term-demand-is-intact-as-traders-buy-hyper

Author: NewsBTC
Searching for 10x Cryptocurrency? This Cheap Crypto Is About to Deliver Massive Multipliers This Year

Searching for 10x Cryptocurrency? This Cheap Crypto Is About to Deliver Massive Multipliers This Year

The post Searching for 10x Cryptocurrency? This Cheap Crypto Is About to Deliver Massive Multipliers This Year appeared first on Coinpedia Fintech News Every market cycle has a handful of projects that outperform the rest. Some deliver 5x, 10x, or even 20x gains before their tokens list on exchanges. Investors hunting for massive multipliers are now turning their attention to Mutuum Finance (MUTM). This new crypto coin is shaping up to be one of the strongest 10x candidates …

Author: CoinPedia
Enso announces day-one integration and full support for Monad Mainnet launch

Enso announces day-one integration and full support for Monad Mainnet launch

Enso confirms full integration for the Monad mainnet launch, giving developers immediate access to DeFi tooling and liquidity from day one.

Author: Crypto.news
Enso announces full support for Monad Mainnet from day one

Enso announces full support for Monad Mainnet from day one

Enso, a leader in providing rapid solutions for blockchain, has officially announced full support for the launch of Monad mainnet.

Author: The Cryptonomist