Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15785 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ondo turns to Figure’s stablecoin with $25M investment to back tokenized fund

Ondo turns to Figure’s stablecoin with $25M investment to back tokenized fund

                                                                               The purchase broadens Ondo Finance’s onchain Treasury reserves and comes amid a renewed push into crypto-backed lending across fintechs, lenders and exchanges.                     Ondo Finance has purchased $25 million of YLDS, the yield-bearing stablecoin issued by Figure Technology Solutions, to diversify the assets backing its tokenized US Treasurys fund.The company said Monday that YLDS will be added to a reserves portfolio that already includes tokenized Treasury products from major asset managers, including funds issued by BlackRock, Fidelity, Franklin Templeton, and WisdomTree.Designed for institutional investors, the Ondo Short-Term US Government Bond Fund (OUSG) offers onchain exposure to Treasurys with 24/7 redemptions and an estimated annual return of 3.68%. The tokenized fund has about $777 million in total value locked (TVL) as of this writing. Read more

Author: Coinstats
Best Crypto To Invest In as Ethereum (ETH) Dips Below $2,800

Best Crypto To Invest In as Ethereum (ETH) Dips Below $2,800

Ethereum has been under selling pressure with the most recent price volatility showing ETH decline all the way down to the $2,800 price region. Weak price structure results in liquidation and triggers caution across the entire ecosystem. However, while most have been value trading, investment firms such as BitMine have been buying up significant amounts […]

Author: Cryptopolitan
Gnosis fires treasury manager with 88% backing

Gnosis fires treasury manager with 88% backing

The post Gnosis fires treasury manager with 88% backing appeared on BitcoinEthereumNews.com. Gnosis, the DAO behind Safe, CoW Swap, Gnosis Chain and Gnosis Pay, has voted to fire its treasury management partner KPK, with 88% voting in favor. Proposal GIP-143 cites “extensive community discussions” about KPK’s “performance, cost, risk exposure, and alignment with DAO objectives.” The GnosisDAO treasury is valued at over $175 million, according to DeFiLlama data. KPK, formerly Karpatkey, began as part of Gnosis before spinning-off into a separate entity last year. In a recent update, made on the same day as GIP-143, KPK detailed its efforts to cut costs from “$6.3 million in 2024 [to] $2.2 million in 2025 to date.” It also promised to “clarify scope” by limiting focus to “treasury and liquidity management.” Read more: Gauntlet’s $2.3M contract renewal with Compound faces backlash Complaints However, the cost-savings appear to be too little, too late. Gnosis forum users pointed to “highly contentious” fees of 1% of AUM and 20% of yield generated (2022’s GIP-58). One user referred to past discussions over underperformance against benchmark assets sUSDS from Sky, formerly Maker, and Lido’s wstETH. Another accused KPK of failing to manage concentrated liquidity positions, where “around $8 million is out of range.” In addition to the above, an incident with a EURe/sDAI liquidity pool on Balancer created tensions back in June. The pool was set up by KPK, Gnosis and Balancer, and held DAO funds to facilitate swaps and earn fees. The pool, which acted as “the primary source of liquidity for GnosisPay,” was configured with an oracle which only updated every three hours and not on weekends. The user who notified Gnosis forum estimated that $700,000 was lost to arbitrage of the lagging prices. The post notes KPK’s (and Balancer’s) “catastrophic” incident management, while KPK apologized and promised a refund, including a bounty for the user who flagged…

Author: BitcoinEthereumNews
Enso Powers Monad Mainnet Launch with Seamless DeFi Integration

Enso Powers Monad Mainnet Launch with Seamless DeFi Integration

TLDR: Enso streamlines DeFi app devs on Monad’s mainnet, launching Nov 24. Monad’s launch boosts DeFi apps with Enso’s pre-integrated tools. Enso accelerates DeFi app dev on Monad with a unified API. Monad mainnet goes live with Enso’s support for rapid DeFi development. Developers can build fast DeFi apps on Monad with Enso’s integration. Enso [...] The post Enso Powers Monad Mainnet Launch with Seamless DeFi Integration appeared first on CoinCentral.

Author: Coincentral
Solana’s radical plan aims to soothe market turbulence

Solana’s radical plan aims to soothe market turbulence

The post Solana’s radical plan aims to soothe market turbulence appeared on BitcoinEthereumNews.com. Solana is facing a market structure crisis, as the vast majority of its investors are underwater. This comes at a time when the blockchain has successfully courted Wall Street through spot Exchange-Traded Funds (ETFs) and is enjoying significant market momentum. However, the SOL native token is buckling under a sustained selloff that has left it facing a 32% monthly drawdown and a broader risk-off environment that has pinned Bitcoin around $80,000. As a result, the network’s developers have proposed a radical shift in SOL’s monetary policy that would accelerate its transition to scarcity. The ‘top-heavy’ contraction The pain in the SOL market is visible on-chain. As the token trades around $129, market intelligence firm Glassnode estimates that roughly 79.6% of the circulating supply is currently held at an unrealized loss. Percentage Solana Supply in Profit (Source: Glassnode) In a Nov. 23 tweet on X, Glassnode analysts described the positioning as “top-heavy,” a technical setup where a significant volume of coins was acquired at higher prices, creating a wall of potential sell pressure. Historically, such extreme readings resolve in one of two ways: a flush of capitulation or a prolonged period of digestion. However, the selloff has notably occurred despite a steady bid from traditional finance. Since their launch roughly a month ago, US spot Solana ETFs have absorbed approximately $510 million in cumulative net inflows, with total net assets swelling to nearly $719 million, according to data compiled by tracker SoSoValue. Solana ETF Daily Flows (Source: SoSo Value) That these funds have continued to attract capital while the spot price crumbles shows a massive liquidity mismatch: legacy holders and validators are offloading tokens faster than institutional products can absorb them. Proposal SIMD-0411 Against this backdrop, Solana network contributors introduced a new proposal, SIMD-0411, on Nov. 21. The SIMD-0411 proposal aims…

Author: BitcoinEthereumNews
3 Coins Poised to Explode Amid Global Adoption of Government-Backed Crypto Funds

3 Coins Poised to Explode Amid Global Adoption of Government-Backed Crypto Funds

The post 3 Coins Poised to Explode Amid Global Adoption of Government-Backed Crypto Funds appeared on BitcoinEthereumNews.com. A substantial amount of money is being invested in digital assets. Governments around the world are either launching or giving the green light to crypto-related investment funds. As Wall Street and traditional finance start dipping their toes into blockchain, investors are scrambling to figure out which tokens will actually ride this next wave of adoption.  Here are three cryptocurrencies that stand to benefit from the influx of fresh capital from these government-backed funds into the market. Little Pepe (LILPEPE): Layer-2 Meme with Utility and Virality in one Ecosystem Beyond large-cap infrastructure plays, Little Pepe (LILPEPE) is emerging as a cultural and technological hybrid in the meme sector. While most meme coins rely solely on virality, Little Pepe adds tangible utility through an Ethereum Layer-2 network optimized for meme token economies. This Layer-2 framework enables ultra-fast, gas-free, and bot-resistant transactions, a significant improvement for smaller creators and communities launching new projects. The ecosystem’s Pump Pad, a launchpad for meme projects, and its 0% tax model make it an accessible hub for retail participants. The project’s ongoing presale, currently in Stage 13, has attracted intense attention, with over $27.46 million raised and 16.65 billion tokens sold. This indicates growing anticipation ahead of exchange listings. To amplify engagement, the team introduced two major campaigns: a $777K giveaway, where ten winners receive $77,000 each in LILPEPE, and a Mega Giveaway offering up to 5 ETH to top buyers, along with random ETH rewards. These initiatives have helped Little Pepe become one of the most discussed presales of 2025. As a meme project with real-world infrastructure, LILPEPE combines culture, scalability, and community —three drivers that have historically defined breakout moments in the cryptocurrency market. Aster (ASTER): Whale accumulation and CZ’s backing Understanding where influential investors are placing their bets often gives an early clue to…

Author: BitcoinEthereumNews
Solana’s supply crunch deepens as 80% of holders sit underwater, setting the stage for a high-stakes reset

Solana’s supply crunch deepens as 80% of holders sit underwater, setting the stage for a high-stakes reset

Solana is facing a market structure crisis, as the vast majority of its investors are underwater. This comes at a time when the blockchain has successfully courted Wall Street through spot Exchange-Traded Funds (ETFs) and is enjoying significant market momentum. However, the SOL native token is buckling under a sustained selloff that has left it […] The post Solana’s supply crunch deepens as 80% of holders sit underwater, setting the stage for a high-stakes reset appeared first on CryptoSlate.

Author: CryptoSlate
Why The Risks Of Buy Now, Pay Later May Outweigh The Rewards

Why The Risks Of Buy Now, Pay Later May Outweigh The Rewards

The post Why The Risks Of Buy Now, Pay Later May Outweigh The Rewards appeared on BitcoinEthereumNews.com. Hands holding mobile phone on blurred store as background getty A growing number of retailers are banking on the rapidly emerging Buy Now, Pay Later payment option to carry them through what is shaping up as a challenging holiday season. While the National Retail Federation projects holiday sales growth to be in a healthy 3.7% to 4.2% range, the general consensus among analysts is that higher prices, rather than increased demand, will drive most of the gains. That will make BNPL an attractive option for consumers to keep spending even with their budgets are stretched thin. BNPL gives shoppers an instant-gratification thrill, while spreading the pain of payments over time. That encourages consumers to make purchases they otherwise might have passed on. PayPal, a leading BNPL service provider, reports offering BNPL leads to a 91% higher average order value for retailers. Paypal, along with Afterpay, Affirm, Klarna, Sezzle, Splitit and Zip, are the leading BNPL third-party service providers, and more credit card companies are offering various BNPL options as well. Yet, retailers’ short-term gains may come at a long-term cost. BNPL appeals most to the least financially stable customers, making them less-than-ideal customers for retailers to cultivate. The ease with which these potentially strapped customers can obtain loans without regular credit checks can too easily lead to overextension. Furthermore, the third-party BNPL providers tend to charge higher merchant fees than the credit card companies do, so retailers are effectively paying more to acquire customers with the poorest long-term prospects. As industry analyst Warren Shoulberg so pointedly put it in a LinkedIn post: “The whole BNPL process has potential disaster written all over it. And that’s for the retailers accepting BNPL and the consumers using it. Chances are it’s not going to end well for anybody.” Risk Is Growing Unfortunately, no…

Author: BitcoinEthereumNews
Dow Jones gains 200 points as rate cut bets rise

Dow Jones gains 200 points as rate cut bets rise

The post Dow Jones gains 200 points as rate cut bets rise appeared on BitcoinEthereumNews.com. The Dow Jones Industrial Average (DJIA) found some room on the high side on Monday, kicking off a holiday-shortened trading week with a 200-point jump to reclaim the 46,500 region. Equity indexes are broadly in a recovery stance following a shaky week at the tail-end of quarterly earnings season, but US major indexes still remain in the red for the month of November. Hopes for a December rate cut remain elevated Broad market hopes for the Federal Reserve (Fed) to deliver a third straight interest rate cut in December are holding on the high side on Monday. According to the CME’s FedWatch Tool, rate traders are pricing in nearly 80% odds of a 25-basis-point rate trim on December 10. There’s still plenty of wiggle room, however, with over 98% odds that the Fed will deliver another rate cut by January 28 if a December cut fails to materialize. Thanks to the longest US government shutdown in history, the Bureau of Labor Statistics (BLS) has delayed the release of October and November labor and employment data until after the Fed’s interest rate decision. It will hold the key figures back until December 16. This leaves the Fed with little meaningful data to gauge interest rate moves, and it could vex hopes of a rate cut in the coming weeks. US Producer Price Index (PPI) data due Tuesday could attract more market attention than usual. Still, the well-defined inflation category specifically excludes foreign-made or imported goods. It will provide little direct information on how the Trump administration’s scattershot tariff policies are affecting business costs beyond indirect price impacts. AI rally continues to drive the broader market The AI-fueled tech trade is back on the front burner after a defensive drop last week, sparked by ongoing concerns that all of the demand for…

Author: BitcoinEthereumNews
Zero Knowledge Proof (ZKP) Shows Up Fully Built With a $100M System While Filecoin Seeks Stronger Support!

Zero Knowledge Proof (ZKP) Shows Up Fully Built With a $100M System While Filecoin Seeks Stronger Support!

Explore how Filecoin’s recent 50% move aligns with storage demand, while ZKP opens its whitelist and tops 200K sign-ups, shaping the best crypto to buy debate.

Author: Blockchainreporter